Financing
Financing options may be available for qualifying projects.
Ask HMS for the current program and review the lender’s approval requirements, rates, fees, terms, and payment details before making a financing decision.
Use financing as part of a clear project plan.
Before applying, define the work and understand the expected project amount. Compare more than the monthly payment. Review the lender, annual percentage rate where applicable, fees, term, prepayment rules, total repayment cost, and how project changes are handled.
Financing availability does not guarantee approval. Programs and terms can change, so confirm current information directly before relying on financing for a project.
Read the financing guideAsk these questions
- Who is the lender?
- What approval requirements apply?
- What is the interest rate or APR?
- Are there fees?
- What is the total repayment cost?
- How are change orders handled?
- Is early payoff allowed without penalty?
For current HMS financing information, call or text 254-389-1730 or 423-765-5244.